The bespoke budgeting

Atelier

About this budgeting course

Smart budgeting is the foundation of successful budgeting. It's not always about how much you make, rather how you spend what you make. The way you budget is 100% unique to you. There isn't a specific solution to everyone's personal finances. However, there are specific solutions to learn about your personal finances.

That's what this course is designed to do. This course was created with anyone and everyone in mind. The goal is to build the best plan for you and your budgeting personality. And one of the best parts? It's judgement free.

Judgement Free

Personal finances can be a very private matter. Especially when we might think we've made some mistakes. That's why this is a judgement free course.

The Goal

The goal of this course is to identify your budgeting personality, find where you have opportunities to improve, and opportunities to excel.

The Benefit

Who is this course for?

Young Adults

This course helps young professionals turn their paycheck into a plan, build confidence with money early, and create habits for the future.

Life Transitioners

Life transitioners need clarity and confidence. This course helps them adapt their finances to new circumstances with a simple, supportive plan instead of stress or guesswork.

High Earners

This course helps high earners turn strong income into intentional choices, reducing money stress and ensuring their spending aligns with their long-term goals.

Low Earners

Low earners gain control and confidence with their money by creating a clear, realistic plan that makes every dollar work harder and reduces financial stress.

It's truly

Judgement
Free

This course is a judgment-free space where you can learn, explore, and take control of your finances at your own pace. No shaming, no comparisons, no judgement.

common cents bespoke budgeting course
students served
0 +

Empowered over 10,000 students, helping them take control of their finances and better understand economic principles.

years in higher education
0 +

With over three decades in higher education, Joy brings unmatched expertise and insight to everyone she comes in contact with.

speaking engagements
0 +

Joy has captivated audiences while sharing practical insights that empower individuals to take control of their finances.

years of corporate experience
0 +

Experience in the corporate world gives Joy the ability to bring practical insights that bridge the gap between theory and financial success.

Our Classes

Private 1:1 Meetings

Our 1:1 course meetings provide personalized guidance tailored to your unique financial situation. With expert support, actionable strategies, and a judgment-free space, you’ll walk away confident, empowered, and fully equipped to take control of your money.

  • personalized learning
  • immediate feedback
  • flexible scheduling
  • focused attention
  • accountability and motivation
  • deeper skill mastery

duration

00:30 Min

Instructor

Joy Hambrick, MS BUE, Budgeting Consultant

frequency

3 Per Course

Course Resources

Downloadable Materials

Downloadable course materials let you learn on your own schedule, revisit key lessons anytime, and keep valuable resources at their fingertips for long-term reference and success.

  • convenient access
  • long-term reference
  • offline learning
  • self-paced
  • enhanced retention
  • active learning

Budgeting Workbook

Key ideas and reflective prompts

Master Budget spreadsheet

A robust personal budgeting spreadsheet

Guided Learning

Course Format

Course videos

A game-changer for online learning. You can revisit lessons at your own pace, reinforce understanding, and catch details you might have missed. With videos, learning becomes flexible, accessible, and more effective.
bespoke budgeting economics course common cents

guided reading

Guided reading provides essential context and depth to your learning. The reading allows you to explore concepts at your own pace, reinforce key ideas, and serve as a reliable reference throughout the course.

Course Recaps

Quizzes help you check your understanding, reinforce key concepts, and identify areas that need more focus. They turn passive learning into active practice, making knowledge stick as you progress through the course.

An Investment in Your Future

bespoke budgeting pricing

Investing in your learning is investing in yourself. Our pricing reflects the value, resources, and personalized support you’ll receive to help you achieve real results.

The Accelerated Course

Condensed Version
$749
  • 1 Month Course Access
  • Accelerated Course Timeline
  • Master Budgeting Spreadsheet
Enroll
Most Popular

The Bespoke Budgeting Course

$995
  • 3 Month Course Access
  • 3 Personalized 1:1 Meetings
  • Downloadable Course Material
  • Master Budgeting Spreadsheet
Enroll
Best Value

Master Plan

Starting at*
$1725
  • 6 Month Course Access
  • Organized Group Meetings
  • Group Forums
  • One 1:1 Individual Meeting
Learn more
Group Prices

The Common Cents Community

Success Stories

Rated 5 out of 5
This course completely transformed how I think about money. The resources were practical and easy to use. I learned more in a few weeks than I had in years of trying to manage my finances on my own!
Alana r.
Rated 5 out of 5
This course is packed with resources that make budgeting simple. The lessons were clear, actionable, and helped me see exactly where my money was going. I feel so much more in control.
Diego G.
Rated 5 out of 5
I loved how welcoming and judgment-free the course was. Joy made it easy to ask questions and explore my finances without feeling embarrassed. I actually enjoyed getting my budget under control.
Jada M.
Rated 5 out of 5
The 1:1 session was a game-changer. Having someone walk me through my financial situation made all the difference. Combined with the resources, I feel completely equipped to take control of my money.
Emma T.

questions you've asked

Answers
You'll
Value

Three easy-to-follow modules that combine short videos, guided reading, practical quizzes, and 1:1 private follow-ups. Each module is designed to help you learn, apply, and reinforce budgeting concepts at your own pace.

You’ll learn how to create a budget that fits your real life, track your spending with confidence, and make intentional decisions with your money. The course also shows you how to adjust your budget as life changes, so it continues to work for you long term.

The courses themselves are not custom, but each participant receives at least one personalized 1:1 meeting. That session allows us to tailor the guidance to your specific goals, challenges, and financial situation.

This course is designed for individuals, couples, and teams who want to gain clarity, confidence, and control over their finances, no prior budgeting experience required.

Not at all. The course is beginner-friendly and judgment-free, meeting you exactly where you are.

not ready to enroll?

Sign up for special offers, updates, and exclusive insight into the world of financial freedom.